You may change your elections during the year if you experience one of the following qualified life event changes:
Birth or Adoption
Events that change the number of your eligible dependents, including birth, adoption, foster care, placement for adoption or death of a dependent
Marriage
Events that change your legal marital status
Divorce or Legal Separation
Events that change your legal marital status, including divorce, legal separation (according to state law) or annulment
Dependent Eligibility
An event that causes the gain or loss of a dependent's eligibility for benefits
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Dependent gained coverage through their employment
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Dependent lost coverage through their employment
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Dependent is eligible for State Premium Assistance Subsidy from Medicaid or SCHIP
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Dependent lost Medicaid or SCHIP coverage
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Dependent disability status change
Death of Dependent